[ 01 ]  Personal Finance · Vol. I

Track every
dollar.
In seconds.

Snap a receipt. Talk to your phone. Paste a screenshot. AnytimeBudget extracts the transaction — merchant, date, line items, amount — and hands it back structured. No forms. No typing. No spreadsheet.

Nothing of yours stored on our servers iOS 15.0+  ·  Android in development

[ 02 ]  The AI Engine

Fast where
it matters.

We don't ship "AI receipt scanning" as a checkbox feature. AI is the engine. Multimodal vision and language models do the heavy lifting so you can move on with your day.

i. Voice & text · per request
<2sec

Speak or type an expense and it's structured before you put the phone down. Receipt scans take a little longer — multimodal vision earning its keep.

ii. Input modes · all multimodal
4

Receipt scan, voice, image, file. Submit any of them; get the same shape of result back.

iii. Currencies · live rates
160+

Every entry auto-converts into your home currency. Daily rates, cached locally for offline use.

a · Multimodal vision

Reads what others can't.

Handwritten receipts, faded thermal prints, glossy QR-only slips, mixed-language line items, non-English merchant names — all parsed into the same clean schema.

b · Natural language

Understands sentences.

"Split with Lana." "Round up to fifty." "Minus the tip." "Same as yesterday but at lunch." Speak the way you'd tell a friend — the AI infers the rest.

c · Currency-aware

Symbols are currencies, not letters.

¥, ฿, €, ₩, ₫ — recognized as units, converted on the spot. A bowl of ramen entered in JPY shows up settled in HK$ next to the ferry fare.

[ 03 ]  The Features

Four ways to capture
the spend.

The engine is one thing. The interface around it is another. Four entry surfaces, each tuned to the moment you're capturing.


N° 01

Snap, and it's logged.

Receipt Scan

Point your phone at the receipt. Multimodal AI itemizes merchant, date, line items, tax, and tip — the wait is short enough to put the phone down and pick it back up. Edit anything that's off — categories learn from your corrections.

📷7 items · HK$ 214.50·parsed
N° 02

Talk it in.

Voice Entry

"Forty bucks at the noodle shop, split with Lana." Long-press the mic, talk like a human, and it parses amount, merchant, category, and split. No forms.

🎙 food · HK$ 40 · split 2
N° 03

Money in any currency.

Multi-Currency

160+ currencies with daily rates. Record a Tokyo ramen in ¥, see it settled in HK$, and let trip totals reconcile themselves. Cached locally — no roaming required.

¥ 1,420HK$ 73.40
N° 04

See the shape of it.

Smart Analytics

Heatmap calendars, category trends, and on-pace budget projections that update as you spend. The math runs on-device. No cloud crunching required to know last Tuesday cost you $312.

Mar pace · 86%
[ 04 ]  How it works

Three steps,
no detours.

The path from photo to filed transaction has no detours and no parking spots.

01

Capture · <100 ms

Photograph the receipt, hold the mic and talk, or paste a chunk of text. The app encodes the payload and opens a TLS connection to our backend.


02

Extract · multimodal

The backend forwards your payload to a multimodal AI model. The model returns structured JSON — merchant, date, line items, amounts, currency, tax. Voice and text typically finish in under two seconds; receipt scans take a little longer while vision does the heavy lifting. The payload exists only in the memory of the request; nothing is written to disk.


03

Review · whenever

The transaction lands in the app for you to glance over, edit, and file. From here on it lives on your device. The backend has already forgotten the request.

[ 05 ]  Privacy by Architecture

Passes through.
Nothing stays.

AI does the heavy lifting — but on our side, no copy of what you sent or received is ever written down.

A · Origin
Your device
receipt image
voice clip
text / file
TLS
TLS
B · Backend
AnytimeBudget · passthrough
streams in   →   streams out
holds nothing between requests
no disk write
no request log
no usage counter
TLS
TLS
C · AI Provider
Third-party model
processes payload
returns structured JSON

Full mechanics in the Privacy Policy →

[ 06 ]  Subscriptions

Pay only if you
need the volume.

AI runs on your quota, not your data. Free covers casual use. Plus and Pro raise the ceiling for travellers, freelancers, and anyone who'd rather not type.

Plan A

Free

HK$ 0 forever

  • Text entries20 / mo
  • Voice entries5 / mo
  • Receipt scans5 / mo
  • Image / file5 · 1 / mo

Unlimited manual entries, charts, accounts.

Plan C

Pro

HK$ 32 per month

  • Text entries500 / mo
  • Voice entries100 / mo
  • Receipt scans100 / mo
  • Image / file100 · 20 / mo

For freelancers, travellers, and the receipt-heavy.

Prices in Hong Kong dollars. Billed monthly through Apple or Google. Cancel anytime in your store account.

[ 07 ]  Q & A

What people
ask first.

01 How fast is "fast"?
Voice and text entries usually structure in under two seconds — fast enough that you're done before you put the phone down. Receipt scans take a bit longer because multimodal vision is doing real work: reading the layout, extracting line items, handling handwriting, glare and mixed languages. We'd rather take the extra moment and get it right than rush and ask you to fix it.
02 Which AI models do you use?
We route requests across a small set of multimodal model providers (OpenRouter, xAI, Alibaba, Perplexity), choosing the best fit per request type. The specific routing isn't exposed in-app, but the full list is published in the Privacy Policy.
03 Do you actually see my receipts?
Not in any persistent way. Your receipt is encrypted in transit, passes through our backend's memory long enough to be forwarded to the AI model, and is discarded as soon as the response returns to your device. We do not write it to disk; we do not log it.
04 Where does my transaction history live?
On your phone. There is no cloud copy of your ledger. If you want a backup, the in-app export (CSV, Excel, or full JSON) saves to your iCloud or Google Drive — not to us.
05 Why a subscription if everything's local?
AI requests have a per-call cost from the model providers. The subscription covers that cost and a small operating margin — nothing else. Free covers casual use; Plus and Pro raise the monthly cap.
06 What if the AI gets something wrong?
Every extracted transaction is reviewable before you save it. Edit anything — merchant, amount, category, currency — in one tap. The categories also learn from your corrections so the next scan is closer.
[ 08 ]  Get the app

Available now.
On the App Store.

The full app — receipt scanning, voice entries, 160+ currencies, private by architecture. Free to start. Plus and Pro raise the monthly AI ceiling when you need it.

Download on the App Store
iOS 15.0+  ·  HK · Asia · Worldwide